RBL Bank IRCTC Credit Card

Maximise your train travel experience with the RBL Bank IRCTC Credit Card. Experience extra rewards, lounge access, cancellation protection, and guaranteed savings on every journey. Apply via CashKaro and earn extra rewards on successful activation

FLAT ₹800 REWARD

on Credit Card Activation

How to Get This Offer?

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs 15,000 per month
  • Self Employed: ITR > Rs 2 Lakhs per annum
  • Credit Score: 720+
  • New to Credit: Not Allowed

Fees & Charges

  • Joining Fee: Rs 500 + GST
  • Annual Fee: Rs 500 + GST
  • Fee of Rs.99 + GST is charged for redeeming reward points on RBL Bank Credit Cards

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo
 

More Details About the Offer

What Makes This Card Stand Out?

  • Earn 5 Reward Points for every Rs. 200 spent on train ticket bookings via the IRCTC website or app. Redeem 1 Reward Point = Rs. 1 on IRCTC
  • Get 500 Reward Points as a Welcome Benefit when you make a purchase of ₹500 or more within 30 days of card issuance
  • Earn up to 3 Reward Points for every ₹200 spent on FASTag recharges made via RBL Bank digital channels, and 2 Reward Points for every ₹200 spent on flight and hotel bookings through the IRCTC website or app. Earn up to 1,000 Reward Points per month across both categoriesReceive 500 Reward Points upon reaching quarterly spends of Rs. 75,000 (excluding wallet transactions, cash withdrawals, rent, utilities, fuel, and insurance)
  • Get up to 8 complimentary visits per year (2 per quarter) to IRCTC Executive Lounges at select railway stations, with access to facilities like a 2-hour lounge stay, buffet meals, tea/coffee, newspapers, magazines, and changing rooms
  • Cancellation protection cover worth up to Rs. 5,000 on trains cancelled by India Railways within 24 hours of the scheduled train time
  • Cancellation protection coverage of up to Rs. 5,000 for trains canceled by Indian Railways within 24 hours of the scheduled departure

Steps To Apply

  • Click on the Red button
  • You will be redirected to the RBL Bank Credit Cards page
  • Complete the application in the same session

Terms & Conditions

Rewards Related

  • If you currently hold or have ever held an RBL Credit Card or RBL Co-Branded Credit Card, you are not eligible for Rewards
  • A minimum transaction of Rs.100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
  • Please use Aadhaar linked mobile number to fill the application
  • VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards