IDFC First Power Credit Card

IDFC Power credit card is a preferred card for riders and frequent travellers. Users can save up to Rs. 7,000 each year. It also has welcome benefits, an attractive reward program, and lower interest rates. It is termed Power since it provides Power-packed savings on mobility and other expenses.

UPTO ₹1400 REWARD

on Credit Card Activation

VISIT IDFC BANK

Annual Fee and Charges of IDFC Power Credit Card

Fee

Amount

Annual Charges

Rs. 199

Renewal Charges

Rs. 199

Late Payment Fee Applicable on IDFC POWER Credit Card

The late charges of the card are 15% of the entire amount due. 

Eligibility Criteria to Apply for the IDFC Power Card

You need to meet the below-mentioned criteria to avail of the card:

Income

More than Rs. 3 lakhs per year

Age

Above 21 years of age

Documents Required to Apply

The primary documents needed to apply for the card are:

  • ID Proof: Voter ID, Aadhaar, Passport
  • Income Proof: Salary slips or ITR
  • Address Proof: Aadhaar, Passport, Voter ID, or Utility Bills

Benefits and Features of IDFC First Power Credit Card

The major benefits and features of the card are:

Rewards Program

  • 2.5% reward points on HPCL and LPG fuel
  • 2.5% rewards on Grocery and Utility expenses
  • 2.5% rewards on IDFC First FasTag recharge
  • 2X rewards on retail transactions

Welcome Benefits

  • Rs. 250 cashback on the first HPCL fuel transaction of Rs. 250.
  • Up to Rs. 1,000 cashback on the transaction value of the first EMI conversion
  • Rs. 150 discount on orders on Swiggy
  • Rs. 500 discount on Zoomcar rentals
  • Up to 50% discount on Domestic & International Rental cars

Other Privileges

  • Accident cover worth Rs. 2,00,000
  • Complimentary roadside assistance with Rs. 1,399
  • Friend referrals earn up to 10,000 reward points
  • Interest-free cash withdrawals from ATM Vestibules for up to 48 days

Steps to Apply

  • Click on the red button
  • You will be redirected to the IDFC Bank Credit Cards page
  • Complete the application in the same session

Terms & Conditions

 Rewards Related

  • If you currently hold or have ever held an IDFC Credit Card, you are not eligible for  Rewards
  • A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the rewards
  • Rewards will be applicable only after the Joining Fee is paid
  • Please use Aadhaar linked mobile number to fill the application
  • VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards