HDFC RuPay Credit Card

The HDFC RuPay Credit Card offers a range of benefits like Cashback and rewards on various categories, including shopping, dining, and travel. It also provides fuel surcharge waivers and access to exclusive offers.

FLAT ₹1100 REWARD

on Credit Card Activation

VISIT HDFC BANK

How to Get This Offer?

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Both salaried and self-employed individuals
  • Salaried Income: Rs.25,000/monthly
  • Self Employed- ITR>Rs. 6 Lakhs/annum
  • Credit Score: 750+
  • New-to-Credit: Allowed for salaried & self-employed both

Fees & Charges

  • Joining Fee: Rs. 99 + GST
  • Annual Fee: Rs. 99 + GST. The Annual Fee is waived, if you spend ₹25,000 or more in the previous year

Documents Needed

  • ID Proof: PAN Card/Form 60
  • Address Proof: Aadhaar, Passport, or utility bills
  • Income Proof: Bank statements or Salary slips
  • Photograph: Recent passport-sized photo

Steps to Apply

  • Click on the Red Button
  • You will be redirected to the HDFC Bank Credit Cards page
  • Complete the application in the same session

More Details About the Offer

Why is this card so AWESOME?

  • Rupay Card Pay Via UPI
  • 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
  • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
  • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month
  • Smart EMI : Convert credit card spends of Rs. 2,500 or more into Smart EMIs post your purchases with competitive interest rates and flexible repayment tenures.
  • Milestone Benefits : Get lucrative vouchers on meeting minimum monthly spending criteria.

Other Amazing Offers

  • Leverage revolving credit facilities at nominal interest rates.
  • Get liability waivers on fraudulent transactions and Credit Card loss, upon prompt reporting.
  • You earn rewards on all spends that can be redeemed for exciting gifts, vouchers or free flight tickets.
  • The CashPoints earned on HDFC Bank UPI RuPay Credit Card can be redeemed against the statement balance at the rate of 1 CashPoint = Rs. 0.25, and can be done via Net Banking login, or physical redemption form

Terms & Conditions

Rewards Related

  • If you currently hold or have ever held an HDFC Credit Card, you are not eligible for Rewards
  • No Rewards Applicable for Employees of HDFC, HDB, CHBL & CSC Main or Group of Companies
  • A minimum transaction of ₹100 within 30 days is mandatory to activate your card; otherwise, you wont be eligible for the Rewards
  • Please use Aadhaar linked mobile number to fill the application
  • VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of Rewards