Why is this card so AWESOME?

• Get 5 Reward points for every Rs 100 spent on IRCTC ticketing website & Rail Connect App
• 1 Reward point on every Rs 100 spent on all other spends
• Additional 5% Cashback on train ticket bookings via HDFC Bank SmartBuy
• Credit Card to UPI - The HDFC IRCTC Credit Card can be linked to your UPI
• Welcome voucher worth Rs 500 on card activation within first 37 days of Card Activation
• Annual fee waiver on annual spends of Rs 1,50,000 or more

Other Amazing Offers

• 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
• 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
• Interest Free Credit Period : Up to 50 days of interest free period on your HDFC Bank Rupay IRCTC Credit Card from the date of purchase
• Revolving Credit : Available at a nominal interest rate on your HDFC Bank Rupay IRCTC Credit

Reward Rate Redemption and validity

• The redemption against the train ticket booking at the rate of 1 Reward Point = INR 1 on HDFC Bank SmartBuy Reward Points will lapse on expiry of two years from the date of issuance
• Redemption can be made only against 70% of fare ticket amount on train ticket booking via HDFC Bank SmartBuy, inclusive of fares of all the passengers and service charges levied by IRCTC
• A minimum of 100 Points are needed to be redeem rewards