YES Bank POP Club Credit Card Offers
The YES Bank POP-CLUB Credit Card is a co-branded card by YES Bank and Pop Club, designed to enhance your spending experience. With zero joining fees and welcome benefits worth ₹5,000, it offers seamless payments through UPI integration via RuPay and rewards every transaction with POPcoins.
Yes Bank POP-CLUB Credit Card Charges
| Type of Charge | Details |
| Joining fee | Nil |
| Annual fee | Rs. 399 + applicable taxes; waived on annual spends of Rs. 1,50,000 |
| Revolving credit, sash advances & overdue amount fee | 3.80% per month (45.60% annually) |
| Fee for rental transactions above Rs. 1 | Minimum 1% of transaction value or Rs. 199 (whichever is higher) |
| Fee for wallet transactions above Rs. 1 | Minimum 1% of transaction value or Rs. 1 (whichever is higher) |
| Utility charges | 1% + applicable GST (up to Rs. 3,000/ month) on all utility transactions above Rs. 15,000 in a month |
| Education fee payment charges | 1% + applicable GST (up to Rs. 5,000/ month) on education transactions done via third-party websites & apps |
| Fuel transaction charges | 1% + applicable GST (up to Rs. 5,000 per customer/ month) on every fuel transaction above Rs. 10,000 |
Yes Bank Pop Club Credit Card Eligibility Criteria
You must meet the following eligibility criteria to apply for a Yes Bank Pop Club credit card:
- You must be between 21 and 60 years old.
- You must be a salaried or self-employed individual.
- You must be earning a minimum net salary of Rs. 25,000 per month or an Income Tax Return of Rs. 5 Lakhs.
- Existing Yes Bank credit cardholders are not eligible for this card
On meeting the eligibility criteria mentioned above, you can easily apply for the Yes Bank Pop Club credit card with the following documents:
- Identity and address proof: A valid Voter ID Card/ Passport/ Driving License/ NREGA Job Card
- Income proof: A recent Payslip or Income Tax Return
- Permanent Account Number (PAN) or Form 60 (mandatory)
- Aadhaar Card: You can authenticate your Aadhaar with e-KYC mode (biometric or OTP-based) or offline verification
Steps to Apply
- Click on the Red Button
- You will be redirected to the YES Bank Credit Cards page
- Complete the application in the same session
Features & Benefits Yes Bank Pop Club Credit Card
Joining/Activation Benefits
- Receive
500 Bonus worth up to Rs. 500 as welcome bonus on card activation. - 400 again and on payment of the annual fee.
- 1500 bonus for customers who cross the Rs. 1.5 Lakhs milestone.
- PharmEasy: Free 6 month PharmEasy Plus membership worth up to Rs. 1,499.
- Cleartrip: Get Cleartrip voucher worth Rs. 750.
- Cult sport: voucher worth Rs. 500 from Cult sport.
- Zomato Gold: Enjoy 3 months of Zomato Gold membership.
- Rapido: Get free 24 Ride passes from Rapido, 2 every month worth 100.
Rewards
- Earn 10 Coins for every Rs. 100 spent online.
- Earn Coins for every Rs. 100 on all other spends.
- No coin issuance is applicable for utilities, real estate/rent, insurance premiums, wallets and service stations.
- Additional 5% coins on UPI transitions using POP Card via POP UPI App.
- Reward issuance through YBL is to be operationalised through feedback.
Reward Redemption
- Rewards can be redeemed across a wide network of brands, including up to 20% off at Rs. 1 per coin.
- Redeem rewards on the POP app for more than 500 brands at up to 20% off at Rs. 1 per coin.
- Redeem rewards for POP Mini (Sample Program) at up to 20% off at Rs. 1 per coin.
- With POP Reward Store, choose from anchor brand vouchers including platforms like Blinkit, Zomato, Cult, Cleartrip, Rapido, and Pharmeasy at Rs. 0.25.
Additional POP Key Benefits
- Flex Max on Cleartrip at Rs. 1.
- Offer is limited to 1 usage per calendar quarter.
- Bin Locking is required to avail of this benefit.
Other Benefits
- 1% fuel surcharge waiver.
- Waiver of the annual fee of Rs. Rs. 399 + applicable taxes on annual spending of Rs. 1,50,000.